01Confirm the exact project and approval status
Ask which authority regulates the specific scheme or building, and request its current approval/NOC documents. For schemes under LDA, check the scheme and approved area or blocks in LDA’s directory. A scheme listing is not a substitute for checking the exact plot, unit, phase and seller.
Check LDA scheme information ↗02Match ownership, records and possession
Match the seller’s identity and authority to sell with the property records. For land records covered by Punjab’s system, ask which Fard, registry or mutation record applies and verify it through the relevant official channel. Confirm the unit or plot number, area, boundaries, dues and possession status in writing.
Punjab Land Records Authority ↗03Calculate the full cost, not only the booking amount
Request a dated written schedule showing booking, confirmation, installments, possession payments, transfer and documentation costs, taxes, utility or development charges, maintenance and late-payment terms. Compare the complete payable amount and due dates before signing.
Review current FBR guidance ↗04Stress-test rental and resale assumptions
Treat projected rent or resale value as an estimate, not a promise. Ask how the estimate was reached, compare similar nearby units, allow for vacancy and maintenance, and check how easily the unit could be resold. Keep written evidence for any return figures you use.
05Use a documented payment and transfer process
Confirm the payee, account ownership, receipts, refund or cancellation terms, transfer steps and the documents you will receive. Avoid relying on verbal assurances; have the final agreement and costs reviewed by a qualified local professional.
06If you live abroad, confirm the remote process
Agree how identity checks, powers of attorney, site updates, payments and handover will work before committing. The State Bank’s Roshan Apna Ghar information describes a digital property and housing-finance route for eligible non-resident Pakistanis and POC holders; check current eligibility and bank terms directly.
Read SBP Roshan Apna Ghar information ↗